Fast & Flexible Business Loans

Having flexibility in your financing options is important. GetCapital offers a range of SME finance products through a simple online process with fast turn-around. Enjoy the convenience of access to working capital when you need it. Our team of experienced Relationship Managers can help you secure the right solution for your finance needs.

  • Credit facilities up to $300,000
  • Choose from Flexible Term Loan, Trade Finance, Equipment Finance, Line of Credit
  • Simple online application. Link to Xero for fast approval
  • Apply directly or on behalf of clients
  • Funding in as little as 24 hours
  • Earn Qantas Business Rewards points
  • No hidden fees and charges

Our Key Partners & Strategic Relationships

Choose The Product That Suits Your Needs

Business Loans

A Term Loan with
a redraw option

$5,000 iphen $300,000


3Line12 months
  • Any business purpose
  • Top up & early payout option
  • Earn Qantas Business Rewards points  Business Rewards

Trade Finance
Line of Credit

Line of Credit for import +
export finance

$5,000 iphen $300,000


12 months revolving
  • For import, export or domestic
  • Line of credit with no line fees
  • Earn Qantas Business Rewards points  Business Rewards

Equipment &
Vehicle Finance

Finance your purchase
of equipment or vehicles

$10,000 iphen $150,000


Up to 60 months
  • Balloon option
  • Range of equipment financed
  • Earn Qantas Business Rewards points  Business Rewards

How It Works



Complete a 5 minute, online application
and provide supporting documents.
Link Xero data for fast approval.



Receive a loan offer. Our Relationship
Managers are available to experienced
talk you through the process.



Once you sign the Facility Agreement
we will fund your business account the same day.
It's that simple.

Xero Add-on

GetCapital & Qantas Business Rewards Program

$1 borrowed = 1 point*

*Terms & Conditions Apply

Customer Reviews

Have you discovered benefits of Xero?

Xero is easy to use online accounting software that's designed specifically for small businesses.

  • It's all online, so you can work when and where you want to. Just login with your PC, Mac or mobile.
  • Your bank statements are automatically imported and categorised, letting you see your cashflow in real-time.
  • Invite your team and work together on financials. You can collaborate over your up-to-date numbers.
  • Xero has all you need to run your business - including invoicing, paying bills, sales tax returns, reporting and much more.

Find our more or try Xero Accounting Software for free.

Read About GetCapital

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