Product Information

  • Equipment & Vehicle Finance from $10,000 to $150,000
  • Terms from 3 years to 5 years
  • Suited to general plant and equipment,
    medical and dental, forklifts, excavators, trucks, vans,
    cars and trailers
  • Loan term and rate vary by asset type
  • Choice of fully amortizing or balloon
  • Loans available for private sale
  • Take ownership from day one (not a lease or rental)
  • For business use only

How It Works

Step 1

Step 1

Apply online in minutes

Our application is 100% online.
It is easy to enter your basic personal and
business information and link your data with
a simple click for fast processing.

Step 2

Step 2

Receive approval

You will receive a credit decision in 24 hours,
saving you valuable time. Our Relationship
Managers are available to support you
through each step of the process.

Step 3

Step 3

Get funded, fast

Once you sign the loan agreement,
we will transfer the funds to the
vendor within 24 hours.

Let's get started

We have helped many businesses across Australia
to manage their working capital, purchase inventory,
fund projects and refinance existing facilities.

We provide business finance to the majority of
industries, including retail, wholesale, manufacturing,
professional services, food and beverage, technology,
automotive and more.

Complete our simple form to start your application or
to get a quote. It’s simple to apply and get funded.

Fill out our short form to begin

Case Studies

Health Food Importer

Read More

Online Swimwear

Read More

Led Lights

Read More

Show More

Frequently Asked Questions

What is the minimum qualifying criteria for GetCapital Vehicle and Equipment Finance?

We can assess any business with an Australian ABN that has been trading for 9 months or more with monthly turnover
of at least $10,000.

How much can my business borrow?

While Vehicle and Equipment Finance is generally sized according to the business turnover and for vehicle & equipment finance, we offer loans from $5,000 to $150, 000.

What documents are needed to process an application for Vehicle and Equipment Finance?

Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process an application for Equipment and Vehicle Finance. Prior to funding, we will need the vendor invoice and identification documents for the borrower.

What types of equipment and vehicles can be financed?

We offer finance for a range of business equipment and vehicles: including general plant and equipment, software, POS equipment, medical and dental, forklifts and excavators as well as vans, trucks, trailers and cars.

How long does it take to finance my vehicle or equipment?

Once you sign the Loan Agreement, the funds are transferred to the vendor for the purchase the same day.

Can I speak to someone if I have any questions?

Yes, absolutely. Our Relationship Managers are available to help you with any questions and at every step of the short and
simple process. They can be reached on 1300 249 649.

Can I access extra funds if I need to during the loan term?

Yes. We also offer a Flexible Term Loan and an International Line of Credit and we can help with your other finance needs.

What loan terms are available for Vehicle & Equipment Finance?

The loan term for this product is 3-5 years, depending on the asset being financed.

Choose From One Of Our Other Products

Take a closer look at other business finance products
offered by GetCapital

Business Loan

Line of Credit