Product Information

  • Business Loan amounts from $5,000 to $500,000
  • Any business purpose
  • Convenient redraw option
  • Sized according to business turnover
  • Easy application process
  • No hidden fees and charges

How It Works

Step 1

Step 1

Apply & get approved

Our application is 100% online.
It is easy to enter your basic personal and
business information and link your data with
a simple click for fast processing.

Step 2

Step 2

Receive Approval

You will receive a credit decision in 24 hours,
saving you valuable time. Our Relationship
Managers are available to support you
through each step of the process.

Step 3

Step 3

Get funded, fast

Once you sign the loan agreement,
we will transfer the funds to your
business bank account within 24 hours.

Let's get started

We have helped many businesses across Australia
to manage their working capital, purchase inventory,
fund projects and refinance existing facilities.

We provide business finance to the majority of
industries, including retail, wholesale, manufacturing,
professional services, food and beverage, technology,
automotive and more.

Complete our simple form to start your application or
to get a quote. It’s simple to apply and get funded.

Fill out our short form to begin

Smart alternative to an overdraft

Flexible Business Loan Business OverDraft
Simple Application 100% Online
Credit Approval in 24 hours
Next day funding
Simple weekly repayments
No financials under $100k
No property security needed

Case Studies

Health Food Importer

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Led Lights

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Online Swimwear

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Frequently Asked Questions

What is the minimum qualifying criteria for GetCapital Flexible Business Loan?

We can assess any business with an Australian ABN that has been trading for 9 months or more with monthly turnover
of at least $10,000.

How much can my business borrow?

GetCapital's business loans are generally sized according to the business turnover and they range from $5,000 to $500,000.

What documents are needed to process a business loan application?

Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank
statements to process business loan applications under $100,000. For business loans of $100,000 or more, we also require
financial statements and a snapshot of the ATO portal.

What can the loan funds be used for?

The Flexible Business Loan is our most convenient loan product. The business loan funds are deposited directly into the businesses
bank account, ready for use. You can use the funds for any business purpose including bills, salaries, stock purchases,
capital projects, refurbishments and small equipment purchases. You choose. The funds can be used for any business purchase.

How long does it take to access funds?

Once you sign the Business Loan Agreement, the funds are transferred that day and should be in your account the next morning.

Can I speak to someone about the loan if I have any questions?

Yes, our Relationship Managers are available to help you with any questions and at every step of the short and simple process.
They can be reached on 1300 249 649.

Can I access extra funded if I need to during the loan term?

Yes. After 15 weeks you can take advantage of our convenient business loan redraw feature, subject to a simple assessment.

What loan terms are available?

The loan term for the Flexible Business Loan is 6-24 months.

Choose From One Of Our Other Products

Take a closer look at other business finance products
offered by GetCapital

Equipment & Vehicle

Line of Credit