What is the minimum qualifying criteria for GetCapital Flexible Business Loan?
We can assess any business with an Australian ABN that has been trading for 9 months or more with monthly turnover
of at least $10,000.
How much can my business borrow?
GetCapital's business loans are generally sized according to the business turnover and they range from $5,000 to $500,000.
What documents are needed to process a business loan application?
Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank
statements to process business loan applications under $100,000. For business loans of $100,000 or more, we also require
financial statements and a snapshot of the ATO portal.
What can the loan funds be used for?
The Flexible Business Loan is our most convenient loan product. The business loan funds are deposited directly into the businesses
bank account, ready for use. You can use the funds for any business purpose including bills, salaries, stock purchases,
capital projects, refurbishments and small equipment purchases. You choose. The funds can be used for any business purchase.
How long does it take to access funds?
Once you sign the Business Loan Agreement, the funds are transferred that day and should be in your account the next morning.
Can I speak to someone about the loan if I have any questions?
Yes, our Relationship Managers are available to help you with any questions and at every step of the short and simple process.
They can be reached on 1300 249 649.
Can I access extra funded if I need to during the loan term?
Yes. After 15 weeks you can take advantage of our convenient business loan redraw feature, subject to a simple assessment.
What loan terms are available?
The loan term for the Flexible Business Loan is 6-24 months.