Product Information

  • Loan amounts from $5,000 to $500,000
  • No cost to set up
  • True revolving line of credit
  • Pay international supplier purchases
  • Only pay interest on funds used
  • Repayments replenish available credit
  • Simple repeat transaction process within credit limit
  • High competitive FX rates through our FX partners

How It Works

Step 1

Step 1

Apply & get approved

Our application is 100% online.
It is easy to enter your basic personal and
business information and link your data with
a simple click for fast processing.

Step 2

Step 2

We pay your suppliers

Once we approve you for a credit limit
your facility is open. You send
us your invoices and we pay your
overseas suppliers.

Step 3

Step 3

Repay and reuse

You make fixed weekly repayments.
As you make repayments your available credit
balance replenishes, enabling you to finance
further supplier payments.

Let's get started

We have helped many businesses across Australia
to manage their working capital, purchase inventory,
fund projects and refinance existing facilities.

We provide business finance to the majority of
industries, including retail, wholesale, manufacturing,
professional services, food and beverage, technology,
automotive and more.

Complete our simple form to start your application or
to get a quote. It’s simple to apply and get funded.

Fill out our short form to begin

Case Studies

Health Food Importer

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Online Swimwear

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Led Lights

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Frequently Asked Questions

What is the GetCapital Import Line of Credit?

Our Line of credit is a simpler alternative to traditional trade finance. It is a line of credit that can be used pay suppliers
overseas, enabling businesses to take possession of goods and turn them into cash before having to fully pay for the stock.
We finance 100% of the invoice for you and the limit can be used repeatedly.

How much can my business borrow?

The Credit Limits are available up to $500,000 AUD and individual transactions start at $5,000 AUD per supplier.

What percentage of the invoice value can be financed?

We finance 100% of the purchase price.

How long does it take to access funds?

Our Line of Credit can be approved and ready to use in as little as 24 hours from all loan documents being submitted.
For each transaction, the funds take approximately 3 days to reach the overseas suppliers.

What type of goods can be purchased using the GetCapital Line of Credit?

Our Line of Credit can be used for almost any raw materials and finished goods.

Can the Line of Credit be used to pay domestic suppliers?

No. The International Line of Credit can be used only to pay overseas suppliers however our Flexible Business Loan,
which is for any business purpose, can be used pay local suppliers in Australia.

Is the Line of Credit available in other currencies?

The facility is in AUD however we transfer funds in the currency of the supplier, such as USD, GBP, CNY and NZD.

When does the Line of Credit need to be repaid?

Scheduled weekly repayments are based on a 7 month term however the facility can be repaid and reused as a revolving line of credit.

What documents are needed to set up the facility?

To set up the Line of Credit we require a completed application form, 6 months of bank statements and in the case
of a loan of $100,000 or more, we will require a copy of the ATO portal and recent Financial Statements.

What documents are needed for each supplier transaction?

A supplier invoice and a completed Transaction Request, submitted online, is all that’s needed for each supplier transaction.

Choose From One Of Our Other Products

Take a closer look at other business finance products
offered by GetCapital

Vehicle & Equipment

Business Loan