Business Overdraft

Australian SMEs need brokers now, more than ever

Business Overdraft
Brokers play a pivotal role ensuring their SME clients have ongoing access to capital.

Brokers play a pivotal role ensuring their SME clients have ongoing access to capital. According to a recent UBS survey, 30% of small businesses have cash to last less than three months, and nearly 50% to last six months.

Cash flow is key and as a broker, you are needed to help your clients future-proof their business.

Help your clients with:

Business Overdraft - Business Loans

Cash flow

Expand and grow


SME Guarantee


A bankless Business Overdraft

Ensure your clients have access to capital when they need it most with GetCapital’s bankless Business Overdraft. The Business Overdraft is a simple revolving cash flow solution that can provide SMEs with ongoing access to working capital, with the flexibility of only having to pay interest on what they use.

Simple fee structure

No establishment fees, line fees, direct debit fees, early repayment fees or application fees. Only one $395 annual fee.

For all working capital needs

Revolving facility up to $750,000 with a 5-year term.

Flexible repayments

Ongoing minimum repayments and repay at any time without any penalty.

Transact online

Links to any business transaction account, transfer seamlessly between accounts.

The Business Overdraft is available under the Coronavirus SME Guarantee Scheme

No minimum payment required for the initial 6 months with interest capitalised to the balance

Access up to $250,000 in unsecured funding

Download the Business Overdraft toolkit

To help you get the most out of the Business Overdraft and support your customers with a practical cash flow solution, download our toolkit: it has everything you need to start the conversation with practical materials and information.
Cashflow Solutions

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