Business Solutions

SME Business Loans

Access up to $1 million

A complete range
of business finance solutions

GetCapital for small business

For businesses of any size

No property security up to $250k

Real time response

Quick online process & funding

Working Capital Facility - Business Loans


Up to
$1 million



Up to
5 years
or revolving

Interest Rate

Interest rate

On application
based on business circumstance

Whether you’re an emerging or established business, we’ll find a solution that’s right for your business needs. From working capital facilities, term loans and overdrafts, get the finance you need with the service you deserve.

Avoid lengthy applications

All we need is a few business and personal details so we can verify you in real-time, avoiding a lengthy application. Link your bank account and we can service you on the spot.

Step 1

Get started

  • Verify your ABN, mobile and Australian ID in real time
Step 2

Link accounts

  • Link your business bank account for a fast decision
Step 3
Get funded

  • If approved, get funded within 24 hours

Before you get started

The online application should take less than 5 minutes.

Please have the following ready:


To verify your business details

Australian driver’s licence or passport number
Account details

To securely link your business bank account

Government SME Guarantee Scheme

GetCapital is proud to have been selected as a participating lender in the Government’s SME Guarantee Scheme Phase 2. Talk to us about additional offers that fall under this program.

Choose the business loan that’s right for you

Explore our range of business solutions below, or call us on 1300 249 649 to discuss your specific needs.

Working Capital Facility
Working Capital Facility

For everyday business finance

Business Overdraft
Business Overdraft

Better cash flow management

Term Loan
Term Loan

Grow & Expand your business