Term Loan

Term Loan

Finance to grow and expand your business

Term Loan

Term loan limit:

up to $750,000

The GetCapital Term Loan is a convenient business finance solution of up to $750,000 to support the growth and expansion of your business. Can be used for any business purpose for up to 3 years.
Flexible terms up to 3 years
No property security or financials up to $250k
Convenient redraw option
High service standards

Get Started

Term loan limit

Up to $750,000

Interest rate

9.95% – 19.95% annual percentage rate


No annual fee or establishment fee.
No early repayment fees.


Up to 3 years

Minimum time in business

3 years+ (2 with property)


Weekly and monthly options

How it works

Step 1


Send us
your details

Step 2


Work with a dedicated
Relationship Manager.

Step 3


Access funds.
It’s that simple.

What clients are saying

Frequently asked questions

What is the GetCapital Term Loan?

We can assess any business with an Australian ABN that has been trading for 3 years or more with annual turnover of at least $250,000.

How much can my business borrow?

GetCapital’s Term Loans are generally sized according to the business turnover and they range from $25,000 to $750,000.

What documents are needed to process a business loan application?

Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process Term Loan applications under $150,000. For Term Loans of $150,000 or more, we also require financial statements and a snapshot of the ATO portal.

How can loan funds be used for?

Funds are deposited directly into your businesses bank account, ready to use for any business purpose typically including one-off finance needs like capital projects, expanding premises, building a second store or acquiring a larger warehouse. You choose.

How long does it take to process funds?

Once you sign the Business Loan Agreement, the funds are transferred that day and should be in your account the next morning.

Can I speak to someone about the loan if I have any questions?

Yes, our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.

Can I access extra funds if I need to during the loan term?

Yes. After 15 weeks you can take advantage of our convenient Term Loan redraw feature, subject to a simple assessment.

What loan terms are available?

The loan term is up to 3 years.

GetCapital is a full member of the Australian Finance Industry Association (AFIA), the leading industry advocate for Australia’s finance sector.

Choose from a range of business finance solutions

We help businesses across Australia manage their working capital, purchase inventory, fund projects and refinance existing facilities. We provide solutions to the majority of industries, including retail, wholesale, manufacturing, professional services, food and beverage, technology, automotive and more.

Business Overdraft

Business Overdraft

General Equipment Finance

Working Capital Loan

Working Capital Facility

Contact us

1300 249 649