Business Solutions

$25,000 without the wait

Unsecured Small Business Loans


without the wait

GetCapital for small business

For small businesses

Real time response

5-minute online registration

No property security required

Working Capital Facility - Business Loans


Up to


Up to
3 years
or revolving

Interest Rate

Interest rate

9.95% – 19.95%
Annual percentage rate

To make informed decisions, business owners need certainty and speed. That’s why GetCapital offers a 5-minute online registration for business loans up to $25,000. Because knowing how much you can borrow should never be a mystery.

Avoid lengthy applications

All we need is a few business and personal details so we can verify you in real-time, avoiding a lengthy application. Link your bank account and we can service you on the spot.

Step 1

Get started

  • Verify your ABN, mobile and Australian ID in real time
Step 2

Link accounts

  • Link your business bank account for a fast decision
Step 3
Get funded

  • If approved, get funded within 24 hours

Government SME Guarantee Scheme

GetCapital is proud to have been selected as a participating lender in the Government’s SME Guarantee Scheme Phase 2. The current offer falls under the guidelines of the program.

Need more?

We can help with limits up to $1 million for managing cash flow, growth capital or purchasing assets. Learn more about the range of SME Business Loans or call us on 1300 249 649 to discuss your specific needs.
Working Capital Facility
Working Capital Facility

For everyday business finance

Business Overdraft
Business Overdraft

Better cash flow management

Term Loan
Term Loan

Grow & Expand your business

Before you get started

The online application should take less than 5 minutes.

Please have the following ready:


To verify your business details

Australian driver’s licence or passport number
Account details

To securely link your business bank account