Business Solutions

$10,000 at 9.95%
Unsecured Small Business Loans

A convenient cash buffer for any business purpose

GetCapital for small business

For small businesses

No property required

Real time response

Real time response

Working Capital Facility - Business Loans


Up to


Up to
2 years
or revolving

Interest Rate

Interest rate

Annual percentage rate

Sometimes, a little extra can go a long way, especially for small businesses. This convenient cash buffer can be used for any business purpose, just when you need it most.

Avoid lengthy applications

Get started in just a few minutes with our real-time response process. All we need is a few business and personal details to verify you in real-time, avoiding a lengthy application. Link your bank data and you can be approved on the spot.

Step 1

Get started

  • Verify your ABN, mobile and Australian ID in real time
Step 2

Link accounts

  • Link your business bank account for a fast decision
Step 3
Get funded

  • If approved, get funded within 24 hours

Government SME Guarantee Scheme

GetCapital is proud to have been selected as a participating lender in the Government’s SME Guarantee Scheme Phase 2. The current offer falls under the guidelines of the program.

Other business finance options

If you’re interested in other finance options for your business, explore our range of solutions below, or call us on 1300 249 649 to discuss your specific needs.

Working Capital Facility
Working Capital Facility

For everyday business finance

Business Overdraft
Business Overdraft

Manage the ups and downs of cash flow

Term Loan
Term Loan

Grow & Expand your business

Before you get started

The online application should take less than 5 minutes.
If you prefer to speak to a Business Lending Specialist, please request a call below.

Please have the following ready:


To verify your business details

Australian driver’s licence or passport number
Account details

To securely link your business bank account