Business Solutions
$25,000 without the wait
Unsecured Small Business Loans
Certainty,
without the wait

For small businesses

5-minute online registration

No property security required
Amount
Up to
$25,000
$25,000
Term
Up to
3 years
or revolving
Interest rate
9.95% – 19.95%
Annual percentage rate
To make informed decisions, business owners need certainty and speed. That’s why GetCapital offers a 5-minute online registration for business loans up to $25,000. Because knowing how much you can borrow should never be a mystery.
Avoid lengthy applications
All we need is a few business and personal details so we can verify you in real-time, avoiding a lengthy application. Link your bank account and we can service you on the spot.

STEP ONE
Get started
- Verify your ABN, mobile and Australian ID in real time

STEP TWO
Link accounts
- Link your business bank account for a fast decision

STEP THREE
Get funded
- If approved, get funded within 24 hours
Government SME Guarantee Scheme
GetCapital is proud to have been selected as a participating lender in the Government’s SME Guarantee Scheme Phase 2. The current offer falls under the guidelines of the program.
Need more?
We can help with limits up to $1 million for managing cash flow, growth capital or purchasing assets. Learn more about the range of SME Business Loans or call us on 1300 249 649 to discuss your specific needs.
Working Capital Facility
For everyday business finance
Business Overdraft
Better cash flow management
Term Loan
Grow & Expand your business








Before you get started
The online application should take less than 5 minutes.
Please have the following ready:
ABN
To verify your business details
ID
Australian driver’s licence or passport number
Account details
To securely link your business bank account