Working Capital Facility

We can assess any business with an Australian ABN that has been trading for 12 months or more with an annual turnover of at least $100,000.

GetCapital’s Working Capital Loans are generally sized according to the business turnover and they range from $5,000 to $300,000.

Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process Working Capital loan applications under $150,000. For Working Capital loans of $150,000 or more, we also require financial statements and a snapshot of the ATO portal.

The Working Capital Loan is our most convenient loan product. Funds are deposited directly into your businesses bank account, ready to use for any business purpose including paying bills, salaries, stock purchases, capital projects, refurbishments and small equipment purchases. You choose. 

Once you sign the Business Loan Agreement, the funds are transferred that day and should be in your account the next morning.

Yes, our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.

Yes. After 15 weeks you can take advantage of our convenient redraw feature, subject to a simple assessment.

The loan term is up to 2 years (but is also available up to 3 years under SME Guarantee Scheme loans).