Equipment Finance
A better chattel mortgage option for equipment financing
No age restriction for any asset
Bank statements only – no financials up to $250k
Manageable ATO debt considered
Private sale subject to acceptable inspection/valuation
Equipment Finance amount
Up to $750,000
Term
Up to 5 years
Interest rate
Based on your business circumstances
Fees
No annual fees. Establishment fee $499.
Minimum time in business
2 years +
Repayments
Monthly in advance
Avoid lengthy applications
Get started in just a few minutes with our real-time response process. All we need is a few business and personal details to verify you in real-time, avoiding a lengthy application. Link your bank data and you can be approved on the spot.

STEP ONE
Get started
- Verify your ABN, mobile and Australian ID in real time

STEP TWO
Link accounts
- Link your business bank account for a fast decision

STEP THREE
- If approved, get funded within 24 hours
Frequently asked questions
What is the minimum qualifying criteria for GetCapital Equipment Finance?
We can assess any business with an Australian ABN that has been trading for 2 years or more with an annual turnover of at least $250,000
How much can my business borrow?
Depending on the assets and equipment to be financed, we offer non-asset backed loans up to $100,000, asset-backed up to $250,000 with bank statements only and up to $750,000 including full doc.
What documents are needed to process an application for Equipment Finance?
Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process an application for Equipment Finance. Prior to funding, we will need the vendor invoice and identification documents for the purchaser.
What type of equipment can be financed?
We offer finance for a wide range of primary, secondary and tertiary business assets and equipment including green goods, access equipment, prime movers, manufacture plant and workshop equipment, commercial cleaning and medical office equipment. Our range of Asset Finance solutions also includes Vehicle Finance and General Equipment Finance options for your business.
How long does it take to finance my equipment?
Once you sign the Facility Agreement, the funds are transferred to the vendor for the purchase on the same day.
Can I speak to someone about my equipment finance options if I have any questions?
Yes, absolutely. Our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.
Can I access extra funds if I need to during the loan term?
Yes. We also offer a Working Capital Loans, Terms Loans and Business Overdrafts, as well as a range of Asset Finance solutions to help with your other finance needs.
What loan terms are available for Equipment Finance?
The loan term for this product is 5 years, depending on the asset being financed.
Other business finance options
If you’re interested in other finance options for your business, explore our range of solutions below, or call us on 1300 249 649 to discuss your specific needs.
Business Overdraft
Manage cash flow
Working Capital Facility
For everyday business finance
Term Loan
Grow & Expand your business
Contact us
1300 249 649








Before you get started
The online application should take less than 5 minutes.
Please have the following ready:
ABN
To verify your business details
ID
Account details
To securely link your business bank account