Equipment Finance

A better chattel mortgage option for equipment financing

When it comes to Equipment Financing, GetCapital has a range of chattel mortgage solutions to keep your business moving – and growing! Free up working capital and access up to $300k for secondary assets such as green goods, prime movers, manufacture plant and workshop, commercial cleaning and medical office equipment.

No age restriction for any asset
Bank statements only – no financials up to $150k
Manageable ATO debt considered
Private sale subject to acceptable inspection/valuation
Equipment Finance amount

Up to $300,000


Up to 5 years

Interest rate

Based on your business circumstances


No annual fees. Establishment fee $499.

Minimum time in business

2 years +


Monthly in advance

How it works


Send us
your details


Work with a dedicated
Relationship Manager.


Access funds.
It's that simple.


Let's get started

Complete this simple form to start your application or to get a quote. 

What clients are saying

Frequently asked questions

What is the minimum qualifying criteria for GetCapital Equipment Finance?

We can assess any business with an Australian ABN that has been trading for 2 years or more with an annual turnover of at least $250,000

How much can my business borrow?

Depending on the assets and equipment to be financed, we offer non-asset backed loans up to $75,000, asset-backed up to $150,000 with bank statements only and up to $300,000 including full doc. 

What documents are needed to process an application for Equipment Finance?

Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process an application for Equipment Finance. Prior to funding, we will need the vendor invoice and identification documents for the purchaser.

What type of equipment can be financed?

We offer finance for a wide range of primary, secondary and tertiary business assets and equipment including green goods, access equipment, prime movers, manufacture plant and workshop equipment, commercial cleaning and medical office equipment. Our range of Asset Finance solutions also includes Vehicle Finance and General Equipment Finance options for your business.  

How long does it take to finance my equipment?

Once you sign the Facility Agreement, the funds are transferred to the vendor for the purchase on the same day.

Can I speak to someone about my equipment finance options if I have any questions?

Yes, absolutely. Our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.

Can I access extra funds if I need to during the loan term?

Yes. We also offer a Working Capital Loans, Terms Loans and Business Overdrafts, as well as a range of Asset Finance solutions to help with your other finance needs.

What loan terms are available for Equipment Finance?

The loan term for this product is 5 years, depending on the asset being financed.

Choose from a range of business finance solutions

We help businesses across Australia manage their working capital, purchase inventory, fund projects and refinance existing facilities. We provide solutions to the majority of industries, including retail, wholesale, manufacturing, professional services, food and beverage, technology, automotive and more.

Business Overdraft

Business Overdraft

General Equipment Finance

Term Loan

Find out more

1300 249 649