Fees Guide

Our product fees are as follows. All fees and full cost of facility is clearly disclosed in the loan agreement.

Term loan

Typical Establishment Fee* Direct Debit FeeDishonor Payment FeeDaily Default Interest
2% of the drawdown amount$3.85 $25 in the event of a failed Direct Debit5% p.a. chargeable on the outstanding principal

Line of credit and trade finance

Typical Establishment Fee* Direct Debit FeeDishonor Payment FeeDaily Default Interest
1.5% of the drawdown amount$3.85 $25 in the event of a failed Direct Debit5% p.a. chargeable on the outstanding principal

Secured Business loan

Typical Establishment Fee* Direct Debit FeeDishonor Payment FeeDaily Default Interest
2% of the drawdown amount$3.85 $25 in the event of a failed Direct Debit5% p.a. chargeable on the outstanding principal

Equipment, car, truck and trailer finance

Product Establishment FeeDirect Debit FeeDaily 	Dishonor Payment FeeDaily Default Interest
Equipment finance/vehicle finance documentation fee$499 NA $25 in the event of a failed Direct Debit5% p.a. chargeable on the outstanding pincipal

Other Fees

Mortgage registration (for secured loans) – at cost Valuation fee (for secondhand equipment finance, private sale and secured loans) – at cost Recovery fees (in event of default) – at cost

Typical Establishment Fee*	Direct Debit Fee	Dishonor Payment Fee	Daily Default Interest
2% of the drawdown amount	$3.85	$25 in the event of a failed Direct Debit	5% p.a. chargeable on the outstanding principal

Product	Establishment Fee	Direct Debit Fee	Daily Dishonor Payment Fee	Daily Default Interest
Equipment finance/vehicle finance documentation fee	$499	NA	$25 in the event of a failed Direct Debit	5% p.a. chargeable on the outstanding pincipal