Fitout Finance

Fitout Finance

The smart solution to get you ready for business

Fitout Finance

Finance amount:
up to $750,000

GetCapital Fitout Finance is a convenient way to finance a range of business fitout needs such as shop, factory, warehouse and restaurant fitouts as well as retrofitting existing premises or relocating to new ones.

No soft cost caps

Bank statements only – no financials up to $250k

Manageable ATO debt considered

Fitout Finance amount

Up to $750,000

Interest rate

Based on your business circumstances


No annual fees.
Establishment fee $499.


Up to 5 years

Minimum time in business

2 years +


Monthly in advance

Avoid lengthy applications

All we need is a few business and personal details so we can verify you in real-time, avoiding a lengthy application. Link your bank account and we can service you on the spot.

Step 1

Get started

  • Verify your ABN, mobile and Australian ID in real time
Step 2

Link accounts

  • Link your business bank account for a fast decision
Step 3
Get funded

  • If approved, get funded within 24 hours

Frequently asked questions

What is the minimum qualifying criteria for GetCapital Fitout Finance?

We can assess any business with an Australian ABN that has been trading for 2 years or more with an annual turnover of at least $250,000.

How much can my business borrow?

Depending on the vehicle to be financed, we offer non-asset backed loans up to $100,000, asset-backed up to $250,000 with bank statements only and up to $750,000 including full doc. 

What documents are needed to process an application for Fitout Finance?

Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process an application for Fitout Finance. Prior to funding, we will need the vendor invoice and identification documents for the purchaser.

What type of fitouts can be financed?

We offer finance for a range of business fitout needs, including shop, factory, warehouse and restaurant fitouts as well as retrofitting existing premises and relocating to new ones.

How long does it take to finance my fitout?

Once you sign the Facility Agreement, the funds are transferred to the vendor for the purchase on the same day.

Can I speak to someone about my Fitout finance options if I have any questions?

Yes, absolutely. Our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.

Can I access extra funds in addition to Fitout Finance?

Yes. We also offer Working Capital Loans, Term Loans and Business Overdrafts as well as a range of Asset Finance solutions to help with your other finance needs.

What loan terms are available for Fitout Finance?

The loan term for this product is 3 years, depending on the assets being financed.

Other business finance options

If you’re interested in other finance options for your business, explore our range of solutions below, or call us on 1300 249 649 to discuss your specific needs.

Working Capital Facility
Business Overdraft

Manage cash flow

Working Capital Facility
Working Capital Facility

For everyday business finance

Term Loan
Term Loan

Grow & Expand your business

Contact us

1300 249 649

Before you get started

The online application should take less than 5 minutes.

Please have the following ready:


To verify your business details

Australian driver’s licence or passport number
Account details

To securely link your business bank account