Fitout Finance

The smart solution to get you ready for business

GetCapital Fitout Finance is a convenient way to finance a range of business fitout needs such as shop, factory, warehouse and restaurant fitouts as well as retrofitting existing premises or relocating to new ones.

No age restriction for any asset
Bank statements only – no financials up to $150k
Manageable ATO debt considered
Private sale subject to acceptable inspection/valuation
Fitout Finance amount

Up to $300,000

Term

Up to 3 years

Interest rate

Based on your business circumstances

Fees

No annual fees. Establishment fee $499.

Minimum time in business

2 years +

Repayments

Monthly

How it works

Apply

Complete an
online application

Approve

Receive approval
within 24 hours

Transact

Access funds.
It’s that simple.

APPLY FOR BUSINESS FINANCE

Let's get started

Complete this simple form to start your application or to get a quote. 

Apply Now

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Frequently asked questions

What is the minimum qualifying criteria for GetCapital Fitout Finance?

We can assess any business with an Australian ABN that has been trading for 2 years or more with an annual turnover of at least $250,000.

How much can my business borrow?

Depending on the vehicle to be financed, we offer non-asset backed loans up to $75, 000, asset-backed up to $150,000 with bank statements only and up to $300,000 including full doc. 

What documents are needed to process an application for Fitout Finance?

Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process an application for Fitout Finance. Prior to funding, we will need the vendor invoice and identification documents for the purchaser.

What type of fitouts can be financed?

We offer finance for a range of business fitout needs, including shop, factory, warehouse and restaurant fitouts as well as retrofitting existing premises and relocating to new ones.

How long does it take to finance my fitout?

Once you sign the Facility Agreement, the funds are transferred to the vendor for the purchase on the same day.

Can I speak to someone about my Fitout finance options if I have any questions?

Yes, absolutely. Our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.

Can I access extra funds in addition to Fitout Finance?

Yes. We also offer Working Capital Loans, Term Loans and Business Overdrafts as well as a range of Asset Finance solutions to help with your other finance needs.

What loan terms are available for Fitout Finance?

The loan term for this product is 3 years, depending on the assets being financed.

Choose from a range of business finance solutions

We help businesses across Australia manage their working capital, purchase inventory, fund projects and refinance existing facilities. We provide solutions to the majority of industries, including retail, wholesale, manufacturing, professional services, food and beverage, technology, automotive and more.

Business Overdraft

General Equipment Finance

Term Loan

Find out more

1300 249 649

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