General Equipment Finance
Stock up on the business assets you need
GetCapital General Equipment Finance is a convenient way to finance the purchase of a broad range of new and second-hand business assets and equipment such as light commercial trucks, prime movers, buses and trailers, as well as general plant, office, IT equipment, software and POS systems.
No age restriction for any asset
Bank statements only – no financials up to $150k
Manageable ATO debt considered
Private sale subject to acceptable inspection/valuation
General Equipment Finance amount
Up to $300,000
Up to 4 years
Based on your business circumstances
No annual fees. Establishment fee $499.
Minimum time in business
2 years +
How it works
within 24 hours.
It's that simple.
APPLY FOR BUSINESS FINANCE
Let's get started
Complete this simple form to start your application or to get a quote.
Frequently asked questions
What is the minimum qualifying criteria for GetCapital General Equipment Finance?
We can assess any business with an Australian ABN that has been trading for 2 years or more with an annual turnover of at least $250,000
How much can my business borrow?
Depending on the assets and equipment to be financed, we offer non-asset backed loans up to $75,000, asset-backed up to $150,000 with bank statements only and up to $300,000 including full doc.
What documents are needed to process an application for General Equipment Finance?
Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process an application for General Equipment Finance. Prior to funding, we will need the vendor invoice and identification documents for the purchaser.
What type of equipment can be financed?
We offer finance for a wide range of business assets and equipment including, commercial trucks, trailers, prime movers, general office equipment, yellow goods, green goods, manufacturing plant and workshop, telephony, computer and IT (maximum 50% software), catering and hospitality, as well as other equipment with valid serial numbers.
How long does it take to finance my equipment?
Once you sign the Facility Agreement, the funds are transferred to the vendor for the purchase on the same day.
Can I speak to someone about my equipment finance options if I have any questions?
Yes, absolutely. Our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.
Can I access extra funds if I need to during the loan term?
Yes. We also offer a Working Capital Loans, Terms Loans and Business Overdrafts, as well as a range of Asset Finance solutions to help with your other finance needs.
What loan terms are available for General Equipment Finance?
The loan term for this product is 4 years, depending on the asset being financed.
Choose from a range of business finance solutions
We help businesses across Australia manage their working capital, purchase inventory, fund projects and refinance existing facilities. We provide solutions to the majority of industries, including retail, wholesale, manufacturing, professional services, food and beverage, technology, automotive and more.