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Business Overdraft

Up to $750,000 Revolving

Linked to your client’s business transaction account

Manage cash flow as needed and you only pay interest on funds used

Approvals within 24 hours

Draw down as needed

Typical loan uses

  • Purchase stock inventor
  • Pay invoices
  • Marketing campaign & initiatives

Policy Overview

Annual Turnover:$250k - $5m$5m - $10m$10m +
Minimum Guarantor Equifax score600
CreditClean credit history
No dishonour payments or overdrawn bank accounts on bank statement
No existing loans with cashflow lenders
Time in business3 years
Limits availableUp to $500,000Up to $500,000Up to $750,000
Facility Term5 Years revolving
Repayment frequencyWeekly

Weekly or monthly

Pricing & fees

Annual Turnover:$250k - $5m$5m - $10m$10m +
Interest rate (APR)19.95%14.95%9.95%
Interest rate outside credit parameters5% additional interest applies to any loans considered as exceptions or outside of policy
Annual fee$395
Legal feesFrom $700 (only applicable to loans with caveats and second mortgages)


Annual Turnover:$250k - $5m$5m - $10m$10m +
Applications up to $250,000Completed application form
6-months bank statements
(all business-related accounts)
Copy of trust deed (if applicable)
Additional documentation for applications over $250,000Up-to-date financial statements
(including ages AP & AR)
Copy of ATO portal